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Walmart MoneyCard®

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Walmart MoneyCard


Table of Contents
  1. Walmart MoneyCard® Prepaid Card
  2. How to Reload Walmart MoneyCard®?
  3. Walmart MoneyCard® Fees
  4. Walmart MoneyCard® Benefits
  5. A Pretty Great Card!



Walmart MoneyCard® Prepaid Card


Walmart, one of the world's largest retailers, has their own prepaid card called “Walmart MoneyCard®". When you shop at participating stores you receive 1% cash back that goes directly into your account. However, Walmart’s prepaid card also offer their cardholders up to 3% cash back when shopping at and Murphy USA. It’s also interesting to point out that the MoneyCard® is actually powered by Green Dot.

How to Reload Walmart MoneyCard®?

Cardholders can reload their Walmart prepaid card at any Walmart location (reloading at Walmart is called “Rapid Reload“) but cannot reload at the register at other retailers such as CVS, 7-Eleven, Walgreens etc. Many other prepaid debit cards allow you to reload at the locations we just mentioned as well as Walmart. Being that the MoneyCard® is powered by Green Dot, cardholders can also reload their prepaid card with a MoneyPak or PayPal Cash barcode.

Here are some other useful information about the Walmart prepaid card:

  • Free direct deposit
  • Swipe at register (Rapid Reload)
  • Cash your check onto your prepaid card
  • Access to Walmart MoneyCenter Express Machines
  • Online bank transfers
  • Direct tax refund

Walmart MoneyCard® Fees

Walmart Prepaid Card

Walmart MoneyCard® fees are not great but they are also not terrible. The MoneyCard® comes with a monthly fee of $3.00 which can be waived when the cardholder loads $1,000 or more onto the card. The monthly fee is the lowest among other prepaid cards that charge a monthly fee.

There is a $3.00 fee when cardholders add money onto their Walmart MoneyCard® using Walmart's Rapid Reload. However, this fee is avoidable if cardholders take advantage of Walmart free cash checking service. The average ATM withdrawal fee is around $2.00 - $3.00 and Walmart MoneyCard® is on the lower end of this spectrum charging only $2.00 per withdrawal.

walmart moneycard fees

Walmart MoneyCard® Benefits

Walmart MoneyCard

A Pretty Great Prepaid Card!


Here are a few reasons why:

Cashback - One of the reasons Walmart MoneyCard® is incredibly beneficial to cardholders is because of its multiple cashback options. Walmart MoneyCard® members can save 3% cashback when shopping at, 2% cashback when making a purchase at Walmart fuel and 1% when shopping at Walmart retail locations. The 3% cashback is one of the highest cashback features out of prepaid cards.

Walmart is legendary - The second reason we really love this card is because Walmart is the largest company in the nation, if not the world, and they sell goods that are cheaper than the competition. There's a difference between getting a prepaid card from a random brand and getting one from a brand that is already providing affordable goods that cost less than the competition.

Walmart is one of the only locations where you can shop for all of your required goods at one place.

Rapid Load & Walmart Cash Checking - The third reason we love the Walmart MoneyCard® is because Walmart has its own reload center called "Rapid Reload". Not only can Walmart MoneyCard® cardholders reload their card at Walmart retail stores but they are the only retail location that can also cash your cheque and load the funds onto your prepaid card.

This service is not limited to Walmart MoneyCard® but Walmart is the only reload location that does this as one service.

Walmart MoneyCard® is definitely high on our list of best prepaid cards in 2020 because of the many differentiators (things that separate one prepaid card from another) and the general positive reviews across the web.

Walmart Plus

With Walmart launching it's Walmart Plus, the Walmart MoneyCard® is looking increasingly better as a top prepaid card to get. Walmart Plus is a service Walmart has launched which will allow consumers to purchase products online and receive fast, even same-day delivery. Walmart Plus is a direct competitor to the Amazon Prime premium service.

Cardholders are getting a 3% cashback when they shop at already and with Walmart Plus they are now getting their items the next day. This is something to keep in mind. Amazon also has their own store card that offers a competitive 5% cashback, but its not a general prepaid card supported by Visa, Mastercard nor American Express and your funds can only be spent on Amazon.

We hope that you've found our review of the Walmart MoneyCard® to be valuable! If you're interested in reading similar reviews, please subscribe below to get alerted of new articles as we write them.

Can Someone Else Put Money on My Walmart MoneyCard?

Yes, your friend or family member can add funds to your prepaid card. Friends or family members must have your Walmart MoneyCard when loading it at the cash register. Typically the cashier does not ask for identification but it varies depending on locations. Hand the cashier your Walmart MoneyCard (no need to inform them that it is a friends card as that may raise a red flag). Tell the cashier how much you want to load onto the MoneyCard. The Cashier will swipe the card and inform you of the total amount you must pay. Pay the cashier and keep your receipt.