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Formerly Reload Packs℠
Formerly Reload Packs℠

Green Dot® Prepaid Card

green dot prepaid card

How Does The Green Dot® Card Differ From Other Debit Cards?

green dot debit cards

The Green Dot® card, besides being one of the more popular prepaid debit cards, is one of our favorite debit cards. The Green Dot card is operated under its own financial institution, the Green Dot® bank. However, it also operates under the registered names GoBank and Bonneville bank. This is worth mentioning because most other debit cards operate under Metabank owned by Meta Financial Group Inc.

Green Dot® has also popularized the use of reload packs with its introduction of the MoneyPak and the ability to reload your prepaid card at the register. Even though the MoneyPak has been discontinued in 2015 due to scams and swindlers, they have brought the MoneyPak back. It is currently the only last surviving reloadpack in circulation today, with the exception of Netspend Reload Pack & Reloadit.

Something You Should Know About Green Dot®

Last year in 2017 it was announced on Forbes that Green Dot® has purchased Russell Simmons “Rush Card” for $167 million or more. In 2015 Green Dot® acquired the Achieve Card and Account Now. These acquisitions make Green Dot one of the most powerful debit card company in existence.

Green Dot® Card Benefits

green dot card

We’ve mention a little bit about Green Dot® so users are aware of the power behind the Green Dot® brand. The first benefit of owning a Green Dot® card is strong security. To register your Green Dot® card you are required to follow certain guidelines concerning your username and password. Green Dot® bank is a financial institution that’s insured by the FDIC.

The second benefit is having the peace of mind knowing your card is supported to use Moneypak and “Reload At The Register“. Green Dot® has also added a new future recently that allows customers to move money from their balance into a vault. This feature is similar to Serve’s “Reserve Balance” and one of our favorite future of debit cards. This mean you can move money from your available balance into the vault account. Companies cannot touch the money located in your vault, which is good because sometimes we have multiple subscriptions and forget to cancel some of them. If we move the bulk of our money into the vault, any unsuspecting charge that occurs will result in a failed billing notification and we cancel the subscription or pay the bill. Here is more useful information regarding the Green Dot® card:

Green Dot® Reloadable Card

green dot reload card
Green Dot Reload CardGreen Dot® Reloadable Debit Card – one of the best options for debit card users.
Reload your debit card and make purchases anywhere Visa and MasterCard are accepted.

  • Supports MoneyPak
  • Reload at register at more than 65,000 locations
  • Funds backed by FDIC bank
  • Transfer balance into vault

Learn More

Green Dot® Cash Back Card

Green dot cash back card
Green Dot Cash Back CardGreen Dot® Cash Back card offers one of the highest cash back reward at a rate of 5%.
Green Dot® Cash back debit card offers one of the highest cash back programs at a rate of 5%. This is 2% higher than Walmart’s MoneyCard® 3% cashback reward.

  • Online transaction fee
  • Get paid 2 days earlier via direct deposit
  • Instant card to card transfer
  • Deposit checks with smartphone
  • Write checks
Learn More

    Green Dot® Platinum Visa Secured Credit Card

    Green Dot Platinum Visa Secured Credit Card
    Green Dot® Platinum Credit Card helps users to establish and rebuild their credit history and boost their credit score.
    Unlike any other debit card company Green Dot® also provides a secured credit card. Secured credit cards help people with low or no credit build their credit score.

    • Established or rebuild your credit history
    • Security deposit as low as $200
    • Good credit or bank account NOT required
    • Reload your card 7-Eleven, CVS and more.
    • Find reload centers!
    Learn More


      Load & Go™ Prepaid Visa® Card

      load and go prepaid card
      Learn More

      The Load & Go Prepaid Card allow customers to use the card immediately after initial load from the cash register. The Load & Go card is Green Dot’s version of InComm’s OneVanilla card. These prepaid cards are for one time use only and does not require you to reveal personal information.

      However, I have to always mention that any company you purchase from may require personal information when buying a product or service. In these scenarios a prepaid debit card cannot be used. This is not so much of an issue because there are plenty of stores that does not require personal information.

      Users of Load & Go have the option of “upgrading” their card. This just mean users fill out a registration form from Green Dot and you will receive an official Green Dot prepaid debit card.

      Green Dot Issues

      So in full disclosures after having been with Green Dot for a while we must share with you some issues Green Dot has. Green Dot Horrible Website – One specific example of a nightmare that happened was when I tried to sign in and Green Dot was suppose to send a code to my email to verify it was me logging in. The problem was, I never received it until an hour later. I kept requesting for a new code and they would arrive so late that i wasn’t able to log into my account when I needed it.

      Not Being Able To Transfer Money At Night – I think I may have briefly touched on this issue somewhere on this website but Green Dot in many cases does not allow you to make purchases, transfer your money from your vault to balance (and the other way around) or any transactions. This usually occurs anywhere from 12am – 5pm. I’ve tried purchasing a pizza at night from (before 12am) and my card was declined even though I had money on my card to cover the charge. Recently I tried to transfer $440 from my vault to the balance and I kept getting an error message. So for the entire day I did not have access to my money. Sometimes my account would not even show my balance.

      Green Dot Website Error

      Conclusion: Green Dot is supported by MoneyPak which is the biggest asset to the prepaid debit card giant. However, the website constant errors and the limitation placed on what you can do with your money makes this company less desirable. If you are not a very active user of prepaid debit card then I would still recommend Green Dot. However, if you are a active user Green Dot is not the most reliable company to go with. You will have to constantly deal with error messages and issues as to why your transaction was declined or why you cannot do the basics as a prepaid debit card holder. Another user has complained of trying to withdraw money from the ATM and the card was rejected, however, there is no direct correlation on what caused the problem.