Can You Use a Reloadable Card on Uber & Lyft?
Yes! You most certainly can use your prepaid debit card with Uber. In the past we ran into some issues with adding our prepaid card and PayPal account but eventually the issues resolved itself. Although Uber is the most popular ride-sharing service, we also love Lyft. Lyft isn't available in as many cities as Uber is but creating an account with them is much more easier. We currently have prepaid cards connected with both Uber & Lyft, so yes we can say with 100% certainty you can setup your account using a prepaid card.
Prepaid Card Connected to Uber
Prepaid Cards Connected To Lyft
💡Tip: As of 2020 Lyft has increased their prices based on need which may or may not affect some of our readers. Lyft algorithm tries to predict how desperate their riders are to get to their destination and whether or not they have any other means of getting there. We recently scheduled a Lyft but forgot to move our funds from our reserve account into the balance, so our ride was canceled, no, biggie. However, we we tried to get a new ride the price went from 7$ to $10. We checked a minute later and the price was $14. We did not book that ride. Our tip to our readers is if possible, schedule your Lyft ride to lock in a cheaper price. Once you schedule your pickup, the cost of that trip cannot increase unless you change destinations. Also compare Lyft with Uber. The same trip destination was $11 on Lyft but $9 on Uber when we decided to compare it. So definitely compare prices between the two ride sharing app and when possible always schedule a ride and make sure funds are available on your prepaid card balance.
Uber vs Lyft NYC
Scheduling vs Not Scheduling
I did a comparison between the two app companies while living in NYC. There is a great article from the New York Times that does an overall comparison between Uber & Lyft. I decided to compare the apps focusing primarily on scheduling a ride, price and whether the rides were on time or not.
Scheduling a ride with Uber or Lyft is a great way to save money especially if you need the ride during the busy hours where everyone is getting off of work or going to work. If I were to catch a ride during the busy hours it would cost me an around $12 - $15. However when I pre schedule to be picked up during the busy hour the ride only cost me no more than $8.50. If your sole purpose is to save money, scheduling your ride with Uber or Lyft is usually the best way to go.
However, I've been trying something different as of recent. Instead of scheduling Lyft, I've started opening both ride-sharing apps Lyft & Uber at the same time and enter my destination at the same time. What this does is give me real-time rates. Its not cheaper than scheduling but not that much more expensive (about .50 cents more, give or take).
What I've noticed from doing this experiment so far is that Uber is much quicker than Lyft. Regardless of when I schedule or not my average wait time with Lyft is 10-15 minutes. Uber wait time has been 2-5 minutes. Uber has also been showing cheaper rates than Lyft, not by much but still cheaper. This will not be the case 100% of the time because much of your ride-share experience depends on your location. I just did a comparison with the apps from Time Square to Central Park. Lyft was cheaper than Uber and both apps had similar pickup times.