Table of Contents
Bluebird Prepaid Card
Bluebird prepaid card is among the favorite prepaid cards based on customer recommendations. One of the main reasons cardholders recommend this reloadable card more than any other is because of its low fees. The Bluebird prepaid card, offered by American Express, is an excellent alternative to both credit cards and debit cards for unbanked Americans. Bluebird is a low-cost (or even free) way to spend your money and be in control of your finances, by tracking spending on the free app that is offered to all of Bluebird’s cardholders. It’s also great card for teens to learn how to manage their money.
Signing up is easy and straightforward! Simply register online for a new account and a card will be issued to you in the mail. You also have the option of walking into a local retail location such as Walmart and purchase a starter pack for a low, one-time cost of $5. This will give users a temporary card where they can store funds immediately, while waiting for their personalized card by mail. The funds transfer to the temporary card is unfortunately NOT protected or backed by FDIC, which is a very important factor to keep in mind. The Bluebird card is also only accepted where American Express is accepted which isn’t much of an issue but Visa & Mastercard are accepted by more locations than American Express.
The Bluebird prepaid card offers an easy to navigate mobile application. Through the app cardholders can view direct deposits information, pay bills transfer money, and view transaction history. The Bluebird prepaid card boasts absolutely no monthly or hidden fees, no overdraft charges and free access to all MoneyPass ATMs.
Adding funds to the user account is incredibly convenient, as there is multiple options for doing so. Cardholders can make a direct deposit, reload their card at Walmart via Rapid Reload, transfer funds directly from their existing debit account or cash a check within the app, dubbed the Bluebird “Mobile Check Capture” feature.
Customer service is 24/7 and the Bluebird card has both fraud and purchase protection, making it a safe and reliable card. There is also an option to add a “family account,” which can help kids manage money and learn about budgeting. Users can add up to four cards onto one account, which can be managed by setting spending limits and tracking expenditure within the app.
Although Bluebird is a virtually free prepaid card, there are some small fees that are applicable. Adding funds in alternate ways, such as at a retail location other than Walmart, can cost cardholders up to $3.95. Withdrawing funds at any ATM other than MoneyPass or other surcharge free ATMs like AllPoint will cost cardholders $2.50.
Overall, the Bluebird prepaid card is one of the best prepaid cards in 2020 because of its low fees and easy user interface & customer experience. It is also one of the top prepaid cards recommended by other prepaid cardholders.