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Formerly Reload Packs℠

AchieveCard Prepaid Card

AchieveCard Prepaid Card

AchieveCard Prepaid Visa

The AchieveCard is a prepaid card offered by the Bancorp Bank Inc. Besides the many great benefits to this card, the company also offers clients 24/7 online account access to check your balance or make changes to your account, customized text alerts, an easy and secure online bill payment system, check deposits and excellent U.S-based customer service.

AchieveCard Fees


There is a $9.95 monthly fee associated with this card, which is considered pricier than most. However, there are no transaction or inactivity fees, making it stand out from the crowd, as most prepaid cards can charge an exorbitant amount for these services. There is also no subsequent charges associated with direct deposits, making it a convenient and efficient way to get cash quickly. You will, however, be required to pay a fee of $5.95 to reload your balance at participating locations.

In regard to ATMs, there is a $2.50 fee per withdrawal transaction, a $1.00 charge for withdrawal decline, a $1.00 charge for ATM balance inquiries and $15 to obtain cash from a bank teller at a participating bank. Although using your PIN within the U.S has no subsequent fees, there is a 3% international transaction fee and you are restricted to online purchases only.

Finally, there is a $10 replacement charge if your card is lost or stolen, with an additional $25 for expedited shipping for that said card. All of these details and more can be found on AchieveCard’s website, under the Cardholder Agreement tab. Reading the terms and conditions is strongly recommended and extremely beneficial to your financial wellbeing, to avoid any hidden fees made to your account.

AchieveCard Rewards


Although there may seem like quite a few charges for the AchieveCard Prepaid Visa, the card itself comes with more than a few perks, making for a secure and convenient payment. You can easily make a purchase anywhere Visa Debit cards are accepted, in over 50,000 retail locations nationwide and countless online vendors and merchants.

You can also pay for gas at the pump and book reservations at hotels or through car rental services. Customers are able to easily load their card via direct deposit and have access to funds immediately, eliminating the long waits for paper checks in the mail. Simply download and fill out a direct deposit form and give it to your employer or corresponding government institution, if you are receiving benefits for any reason.

Another perk is the ability to pay for your bills online. This is done in seconds, in the comfort of your own home by just logging into your account, setting up a payee and scheduling a payment! This is extremely helpful in making sure you are never late for a payment, removing the need to pay for envelopes and postage and having the ability to pay all of your bills in one place.

Overall, this is an excellent and easy to use card, especially convenient for those who make everyday purchases but want to avoid transaction fees or for those that want to utilize the quick, simple and completely free direct deposit option.