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Personal Finance

  • How to Live Simply and Cheaply
    October 25, 2020 Reloadable Cards

    How to Live Simply and Cheaply

    Frugality is often a necessity, especially in today’s economy. With the increase in living costs, surviving on minimum wage has become nearly impossible without some serious cutbacks, incorporating frugal living and sticking to strict budget plans. “Frugality” is not synonymous...

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  • second chance banking
    October 24, 2020 Reloadable Cards

    Second Chance Banking Overview

    Second chance banking accounts are checking accounts, offered by banks, to those listed on any consumer checking history database like ChexSystems or Telecheck. As an alternative to check cashing, second chance banks provide the opportunity to open a bank account,...

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  • how to fill out a check
    October 19, 2020 Reloadable Cards

    How to Fill Out a Check, Step-by-Step

    While many people have moved to use credit and debit cards for payment, about 20 percent of people still use checks. Whether you fall into that group or not, you should know how to fill out a check. That way,...

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  • How Much Does it Cost to Have A Baby?
    September 8, 2020 Reloadable Cards

    How Much Does it Cost to Have A Baby?

      Table of Contents The Cost of Childbirth The Cost to Raise an Infant to 18 Years Old College Tuition The Cost of Time Having a baby is one of the most rewarding things that you can do and it’s...

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  • Make Money Online Quarantined
    August 11, 2020 Reloadable Cards

    The Best Ways To Make Money While Quarantined

      If you’re like most people, you’ve been finding yourself with lots of free time on your hands right now. You might’ve lost your job due to COVID-19 or you could just be temporarily quarantining. Either way, you’re probably looking...

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  • Understanding taxes
    July 12, 2020 Reloadable Cards

    Basic Understanding of Taxes

    10 Facts About the Child and Dependent Care Credit Did you pay someone to care for a child, spouse, or dependent last year? If so, you may be able to claim the Child and Dependent Care Credit on your federal...

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  • Budget Like a Boss!
    July 11, 2020 Reloadable Cards

    Budget Like a Boss!

      Table of Contents What is a Budget? 3 Types of Budgets Comprehensive Budget Problem Solving Budget Planning Budget Budgeting Tips to Remember Don’t Rush your Budget All Budgets Aren’t the Same Expect Surprises Stick to your Budget Keep a...

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  • Payday Loans
    July 11, 2020 Reloadable Cards

    Payday Loans: A-Z

    Payday loans (also referred to as cash advance loans or deferred deposit loans) are a type of short-term loan available to those needing access to immediate cash prior to an upcoming paycheck or income payment check, such as a social...

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  • Check Cashing Centers
    July 11, 2020 Reloadable Cards

    Check Cashing Centers: Pros, Cons & Alternatives

    Most people have mixed emotions about using check cashing centers; however, there is good discussion as to why these financial service centers should, or should not, be used. Approximately 28% of Americans don’t use traditional banking to handle personal finances....

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